No excuses, I get the update emails (grin)
I was only ribbing you. I understand life happens. Had it happen in an abundance last year with 3 family deaths in one week, career change, etc etc.
Take care of the family (and cats) and don’t swet the small stuff. Glad to see your still around.
Drop me an email if you need any advice or assistance with the mortgage, I still have a knack for that.